Meet our team
Experienced, collaborative, and committed—our team brings the expertise and insight to support the communities and clients we serve.
Experienced, collaborative, and committed—our team brings the expertise and insight to support the communities and clients we serve.

Kristi brings over 25 years of SBA lending experience, with deep expertise in credit analysis, underwriting, and structuring small business loans. She’s spent her career supporting Idaho businesses with a thoughtful, relationship-driven approach to financing.

Machele brings more than 37 years of commercial banking experience and extensive expertise in SBA lending. She is passionate about helping small businesses grow and thrive, guiding entrepreneurs through every stage of the business life cycle with financing solutions tailored to their unique goals.

With 35+ years in commercial credit, Shaun has built his career serving Idaho businesses. A resident of the Coeur d’Alene area since 1996, he brings both deep expertise and a long-standing commitment to the local community.

Besa combines firsthand experience as a small business owner with nearly 20 years in banking and commercial lending. She specializes in SBA 504 loan closings, helping borrowers and lending partners navigate the financing process from approval to funding with confidence.

Lenora brings experience in SBA 504 loan servicing, payment processing, and borrower support. As PAC’s Commercial Loan Assistant, she is committed to helping ensure a smooth lending experience for borrowers and lending partners.

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Our team is supported by a dedicated Board of Directors, helping guide PAC’s vision and impact in the community.